Most industries are embracing Artificial Intelligence (Ai) and Machine Learning (ML) to deliver improved services. Ai refers to the theory and development of computer systems that complete tasks normally requiring human intelligence and capability, such as recognising speech and making decisions. ML is modern-day machines’ ability to teach themselves and improve their own methods by recognising algorithms and data patterns. By combining these advancements, computer systems can now do things that humans often find challenging, like solving difficult equations and making accurate predictions based on data.
With our range of Ai and ML-driven funds, investors can have peace of mind about their investments. These funds can adapt as quickly as markets evolve to ensure smart investment choices and positive outcomes. To cater for different investment requirements, we offer diverse Ai and ML-driven investment solutions at SGIS.
At Sanlam, we aim to offer differentiated investment management solutions with strong risk management characteristics, some of which utilise Artificial Intelligence (Ai) to help deliver improved investment outcomes.
The Sanlam Ai Global Managed Risk UCITS Fund is the world’s first global allocation UCITS fund to be 100% driven by Ai (Artificial Intelligence) and ML (Machine Learning) technologies.
Offering suitability criteria across the investor risk-profile spectrum over a market cycle:
The aim of the strategy is to provide a return similar to global equities over a market cycle, while minimising capital loss and time in loss risk throughout the cycle.
The Fund can be accessed through the Sanlam Global Investment Plan or through designated investment plans listed on the Fund Fact Sheet.
The Fund is a next generation balanced solution to help diversify your balanced/mixed-asset fund manager risks.
The Sanlam Global Investment Solutions Ai Portfolios use the same predictive investment engine as the Sanlam Ai Global Managed Risk Fund (and therefore the same Artificial Intelligence and Machine Learning technology) to manage four Portfolios:
Unlike traditional, human-driven investment portfolios, Sanlam’s Ai Portfolios are 100% driven by Ai and ML with the predictive investment engine actively recommending asset allocations on a weekly basis. The Ai aims to address the investors’ primary concern which is the risk of capital loss and time in loss (the risk of an investment going down and then staying down) by providing a solution that can pro-actively adapt as quickly as markets evolve in order to supply investors with improved investment outcomes.
The documents below provide further insights in to these solutions.
The Glacier Ai Flexible FoF has a South Africa Multi-Asset Flexible mandate diversified across cash, fixed interest and equity assets. It is allowed to invest up to 100% in equities of which up to 30% can be invested in foreign markets.
The fund combines the same active Ai proprietary fund management techniques with passive equity and fixed income investments (mainly through exchange traded funds – ETFs).
There are no limits on asset class exposure – the fund can go up to 100% in equities (with a 30% cap on foreign exposure). The fund targets CPI plus 5% over rolling three year periods and uses Ai to diversify away human manager risk.
The Glacier AI Balanced Fund utilises artificial intelligence to minimise down periods and
maximise up periods (and total return), by providing equity-like returns over a
market cycle at lower levels of risk. By utilising artificial intelligence, the intention is to diversify human manager risk by removing human emotions and behavioural biases in portfolios.
Consequently, the fund is able to provide diversification benefits to both active and passively managed solutions.
Investments to be included in the portfolio will, apart from assets in liquid form, consist of government bonds, equities, futures, property and exchange traded funds.
The Fund is managed utilising a multi-purpose AI machine learning investment engine.